Introduction

Quality Chemical Staff Multipurpose Co-Operative Society Ltd (QCSMCSL) is committed to protecting the privacy and security of our members' personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information.

Information We Collect

We collect information that you provide directly to us, including:

• Personal identification information (name, national ID, date of birth)
• Contact information (email address, phone number, physical address)
• Employment information (employer, position, salary details)
• Financial information (bank account details, savings and loan history)
• Next of kin and beneficiary information

How We Use Your Information

We use the information we collect to:

• Process your membership application and manage your account
• Provide savings and loan services
• Communicate with you about your account, products, and services
• Comply with legal and regulatory requirements
• Protect against fraud and unauthorized transactions

Information Sharing

We do not sell or rent your personal information to third parties. We may share your information with:

• Regulatory bodies as required by law
• Service providers who assist in our operations
• Your employer for payroll deductions (with your consent)

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Your Rights

You have the right to access, correct, or request deletion of your personal information. Contact us at info@qcsmcsl.co.ug for any privacy-related inquiries.

Updates to This Policy

We may update this Privacy Policy from time to time. Members will be notified of significant changes through our official communication channels.

Last updated: February 2026