QCSMCSL

Grow With Us

Experience financial growth and freedom with our comprehensive loan and credit facilities. Whether it’s education, business, or personal needs, our cooperative offers tailored, flexible, and affordable loan solutions. Partner with us to access funds quickly while enjoying transparent processes and expert guidance.

QCSMCSL

Empower Your Savings

Take control of your financial future with our cooperative savings programs designed to suit every member. From regular savings accounts to long-term investment plans, we provide secure, flexible, and high-return options that help you achieve your personal and family financial goals efficiently and reliably.

QCSMCSL

Building Wealth Together

Join a thriving cooperative community committed to mutual success and sustainable financial growth. Through teamwork, innovative financial services, and transparent operations, we empower members to save, invest, and borrow responsibly. Together, we build prosperity, strengthen our bonds, and achieve long-term wealth.

Who We Are

Empowering Members for a Better Future

Quality Chemical Staff Multipurpose Co-Operative Society Ltd (QCSMCSL) is a member-owned cooperative established in 2012. We are dedicated to improving the economic well-being of our members through pooling resources, providing affordable credit, and fostering a culture of saving and investment.

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Who We Are

Our Vision

To be a leading cooperative driving socio-economic welfare and financial stability for all members, creating a community of prosperous individuals.

Our Mission

To provide efficient and affordable financial and non-financial services for member empowerment, fostering financial inclusion and economic independence.

Our Products

Financial Solutions

Explore our range of savings and loan products tailored to meet the diverse needs of our members.

Share Account
Other

Share Account

Minimum Balance1,000,000 Maximum Withdraw timesNon-withdrawable but transferable or bought back by coop...

Fixed Deposit Account
Savings

Fixed Deposit Account

Min monthly deposit2,000,000 Interest on savings p.a7–8% Max Withdraw times...

Retirement Savings Account
Savings

Retirement Savings Account

Min monthly deposit50,000 SavingMonthly & Bulk deposits Min balance50,000 Interes...

Target Savings Account
Savings

Target Savings Account

Min monthly deposit20,000 Interest on savings p.a7% interest Penalty on withdrawal before matu...

Group Savings Account
Savings

Group Savings Account

Min monthly deposit100,000 Min balance200,000 Interest on savings p.a7% Max Withdraw...

Welfare Savings Account
Savings

Welfare Savings Account

Min monthly deposit 10,000 Mandatory deduction of 5,000 from m...

Regular Savings Account
Savings

Regular Savings Account

Min monthly deposit50,000 Savingat least 6 months consistently Min balance500,000 Int...

School Fees Savings
Savings

School Fees Savings

Short-term Savingat least 6 months consistently Interest on savings p.a4% interest...

Normal Loan
Loans

Normal Loan

Years3 Affordability80% SavingsX2 SharesNot Applicable Interes...

Super Normal Loan
Loans

Super Normal Loan

Years3 Affordability80% SavingsX2 SharesX2 Interest rate...

Business Loan
Loans

Business Loan

Years4 Affordability80% SavingsX2 SharesX3 Interest rate...

Housing Loan
Loans

Housing Loan

Years3 Affordability80% SavingsX2 SharesX2 Interest rate...

School Fees Loan
Loans

School Fees Loan

Duration6 months Affordability80% SavingsX2 SharesX2 Interest...

Boda Boda Loan
Loans

Boda Boda Loan

Duration1 year Affordability80% Upfront payment30% of motorbike value Interest rate...

Land Financing Loan
Loans

Land Financing Loan

Duration4 years Affordability80% SavingsX2 SharesX3 Interest r...

Asset Financing Loan
Loans

Asset Financing Loan

Duration1 year Affordability80% SavingsX2 SharesX2 Interest ra...

Short-Term Loan Product
Loans

Short-Term Loan Product

DurationUp to 6 months Affordability80% SavingsX1 SharesX1 Int...

Emergency Super Loan
Loans

Emergency Super Loan

DurationUp to 1 year Affordability80% SavingsX2 SharesX2 Inter...

Qcil Vendors Loan
Loans

Qcil Vendors Loan

DurationUp to 1 year Affordability80% SavingsX2 SharesX2 Inter...

Open Finance Loan
Loans

Open Finance Loan

Duration6 months Affordability80% SavingsX1 SharesX1 Interest...

Share Loan
Loans

Share Loan

Duration3 years Affordability80% SharesX3 SavingsNot Applicable...

Group Finance Loan
Loans

Group Finance Loan

DurationUp to 4 years Affordability80% Group eligibilityMinimum of 5 registered cooperative...

Our People

Meet The Leadership

Guided by integrity and commitment, our team works tirelessly to serve you.

Executive Committee
KIBIRIGE SWAIB

KIBIRIGE SWAIB

CHAIRMAN

MUYANJA PATRIC

MUYANJA PATRIC

VICE CHAIRMAN

NAMUTAAWE WINNIE SSAKA

NAMUTAAWE WINNIE SSAKA

GENERAL SECRETARY

KIREGA PETER

KIREGA PETER

TREASURER

AMUSUGUTI BRENDA

AMUSUGUTI BRENDA

MANAGER

WATALA JOHN

WATALA JOHN

SECRETARY SUPCO

Board & Management
OLUKA PAUL KOLUO

OLUKA PAUL KOLUO

CREDIT ADMIN OFFICER

KIBIRIGE MARTIN

KIBIRIGE MARTIN

ACCOUNTANT

DDONGO ABBAS

DDONGO ABBAS

BOARD MEMBER

ARIENYO FLAVIA

ARIENYO FLAVIA

BOARD MEMBER

MUKASA IVAN

MUKASA IVAN

BOARD MEMBER

ASIKU JOSEPH

ASIKU JOSEPH

SUPCO MEMBER

NAKAFEERO STELLA

NAKAFEERO STELLA

SUPCO MEMBER

Updates

Latest News & Events

29 Sep 2025

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