Welcome to Quality Chemical Staff Multipurpose Co-Operative Society Ltd (QCSMCSL) a member-owned co-operative established in 2012 and formally registered in September 2015 under Registration Number 10416/RCS.
Our mission is to empower members to improve their economic well-being by pooling resources and providing access to affordable credit.
Through our co-operative model, members come together to save and borrow funds, enabling them to invest in productive activities that enhance their livelihoods.
Our goal is to foster financial inclusion, promote economic growth, and improve the overall quality of life for our members.
We help members build wealth through structured savings and affordable credit to achieve financial stability and long-term prosperity.
Our mission and vision are the foundation of everything we do, guiding our decisions and inspiring our team to achieve excellence in all our endeavors.
To provide efficient and affordable financial and non-financial services that empower our members, fostering economic growth and community development through innovative solutions and dedicated support.
To be the leading cooperative organization recognized for transforming member socio-economic welfare through comprehensive services, strategic partnerships, and community-focused initiatives that create lasting positive impact.
We help members achieve stability through savings plans, affordable credit, and high-yield investment opportunities.
Registered and governed under the Co-operative Societies Act of Uganda, ensuring safety, accountability, and trust for every member.
We prioritize member needs through personalized financial solutions, transparent operations, and community-driven decision-making.
Get low-interest loans tailored to your needs, with flexible repayment plans designed to support your financial growth.
Earn competitive interest rates on structured savings, helping you build wealth and achieve long-term financial stability.
Join a community that values your growth through training, financial literacy, and access to sustainable economic opportunities.
Your savings and investments are managed under strict cooperative regulations to ensure safety and transparency.
Enjoy quick approval and disbursement for eligible members, ensuring access to funds when you need them most.
Fully registered and regulated under Uganda’s Co-operative Societies Act to safeguard member rights and interests.
Reliable savings, credit, and investment solutions.
Minimum balance UGX 1,000,000. Non-withdrawable but earns annual dividends. Start with at least 10 shares and build ownership in your cooperative....
Secure your savings with a fixed deposit account earning 7–8% interest annually. Enjoy guaranteed returns and flexible withdrawal at maturity....
Save monthly or in bulk for your retirement and earn 7% annual interest. Guaranteed growth, cooperative benefits, and flexible maturity options....
Save for your goals with flexible monthly deposits from UGX 20,000 and earn 7% annual interest. Withdraw at target maturity with guaranteed returns....
Empower your group to save together and earn 7% yearly interest. Deposit from UGX 100,000 monthly, withdraw up to 3 times a year, and grow as a team with QCS...
Contribute from UGX 10,000 monthly and earn 5% yearly. Welfare savings support members during bereavement or incapacity while ensuring steady cooperative gro...
Save from UGX 50,000 monthly, keep a UGX 500,000 minimum balance, earn 5% p.a., and withdraw up to 3 times yearly. Early withdrawals forfeit interest per rul...
Save for school fees with short, medium, and long-term options. Earn 4%–10% interest, withdraw at term start or maturity, payments go directly to schools. Ea...
Get a Normal Loan from Quality Chemical Staff Multipurpose Co-operative Society. 3-year term, 10% interest per annum, up to 100M UGX, 80% affordability, and...
Access the Super Normal Loan from Quality Chemical Staff Multipurpose Co-operative Society. 3-year term, 10% interest per annum, up to 100M UGX, double share...
Access Business Loans from QCSMCSL with up to UGX 200M at 8% p.a. interest. Support for existing businesses to expand, grow capital, and sustain operations....
Get a Housing Loan from QCSMCSL up to UGX 200M at 8% p.a. for building or upgrading your home. Non-cash loan with materials from approved vendors....
Access affordable School Fees Loans from QCSMCSL up to UGX 5M at 6% p.a. interest. Flexible 6-month repayment, funds paid directly to the school....
Get a Boda Boda Loan from QCSMCSL with a 1-year term and 30% upfront payment. Designed to help riders acquire motorcycles affordably and grow their income....
Access Land Financing Loans from QCSMCSL up to UGX 200M at 8% p.a. for purchasing land. Funds paid directly to the vendor under approved mortgage terms....
Get Asset Financing Loans from QCSMCSL up to UGX 200M at 8% p.a. for purchasing essential business or personal assets. Payment made directly to the vendor....
Access Short-Term Loans from QCSMCSL up to UGX 5M for urgent needs. Enjoy low 6% p.a. interest, fast approval, and repayment within 6 months....
Get an Emergency Super Loan from QCSMCSL up to UGX 3M at 6% p.a. for urgent financial needs. Quick approval, flexible 3-month repayment, and low interest....
Access Qcil Vendors Loans from QCSMCSL up to UGX 200M at 8% p.a. for registered QCIL suppliers to expand operations and improve service delivery....
Access Open Finance Loans from QCSMCSL for personal or business needs. Enjoy flexible terms, fast approval, and affordable 8% p.a. interest rates....
Access Share Loans from QCSMCSL up to 90% of your share value at 6% p.a. interest. Designed for members seeking quick financing without withdrawing shares....
Access Group Finance Loans from QCSMCSL to support registered member groups. Enjoy flexible terms, 8% p.a. interest, and collective financial empowerment....
Ready to engage with our solutions?
View All ServicesYes. QCSMCSL is fully registered and regulated under the Co-operative Societies Act of Uganda. All operations are transparent, audited, and managed under strict financial controls to protect member funds.
Withdrawals can be made according to the cooperative’s policy. Some products require notice or specific withdrawal timelines. Early withdrawals may attract a small penalty or loss of interest.
Loan amounts depend on your savings balance, share capital, and repayment capacity. Interest rates are fixed and approved by management in line with cooperative policies and Uganda’s Tier 4 Microfinance regulations.
QCSMCSL offers various loan products, including short-term, medium-term, and long-term loans, tailored to member needs such as business, education, housing, and emergency support.
To open a savings account, you must first register as a member, complete the membership form, pay the required share capital, and make the initial minimum savings deposit.
Membership is open to all staff of Quality Chemical Industries Ltd and other approved individuals who meet the cooperative’s admission requirements and agree to the society’s by-laws.
TREASURER
GENERAL SECRETARY
VICE CHAIRMAN
CHAIRMAN
SUPCO MEMBER
SECRETARY SUPCO
CREDIT ADMIN OFFICER
ACCOUNTANT
MANAGER
BOARD MEMBER
BOARD MEMBER
BOARD MEMBER
SUPCO MEMBER
Production Manager
I've been impressed by the professionalism and efficiency of Quality Chemical staff Multi-purpose Co-operative Society Ltd. Their services have helped me grow my business and increase my income, and I appreciate their commitment to integrity and transparency.
Quality Control Manager
Quality Chemical staff Multi-purpose Co-operative Society Ltd has been instrumental in helping me achieve my financial goals. Their savings and loan facilities are tailored to meet the needs of members, and their staff are always friendly and helpful.
QCSMCSL has introduced a Fixed Deposit Account with up to 8% annual interest, helping members grow their savings securely with flexible terms.
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